Free UK Annuity Rate and Income Drawdown Enquiries

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As our name suggests, we link you to a huge amount of information about annuities and annuity rates. It's all contained within this one website and can be navigated to directly from the panel on your right. Please ensure you bookmark Annuity Link now for future reference.

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THE ANNUITY LINK WEBSITE TERMS, CONDITIONS AND PRIVACY POLICY

You will be categorised as a retail client in accordance with Financial Conduct Authority rules which means you have rights and protections. The FSCS can pay compensation if a firm is unable, or likely to be unable, to pay claims against it. FSCS is an independent body, set up under the Financial Services and Markets Act 2000 (FSMA).

Annuity Link Privacy Policy

PERSONAL DETAILS AND DATA PRIVACY

Your privacy is important to us, Annuity Link has a strict confidentiality policy and does not share your contact details.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

The personal details which you submit to us (Personal Data) are held by Annuity Link for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. Annuity Link may use the Personal Data for the purposes they have notified to the Information Commissioner's Office. By submitting your Personal Data you CONSENT to it being processed by Annuity Link.

DATA PROTECTION

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to Annuity Link ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent financial service which may be granted to me/us.

I/we agree that You and any specialist resulting from this application (the "specialist") shall be entitled to use and process, by any medium, the information given by me/us in this enquiry form and any other information about me/us which may be acquired during the lifetime of any enquiry ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any financial service granted to me/us by the specialist, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the specialist will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. to disclose the Data to any other company within the specialist's group of companies and/or to any third parties (for example insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent financial service whether during the course of my/our application or during the lifetime of any financial service granted pursuant to such application;

iii. to disclose the Data to any third party who replaces or who may replace my/our specialist.

PREVENTION OF MONEY LAUNDERING

The specialist and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by Annuity Link will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

HEADINGS

Headings for the Annuity Link terms are for reading convenience only and are not to be used in the interpretation of this agreement.

Terms and Conditions

USE OF ANNUITY LINK

The material on the Annuity Link site is for general information only and does not constitute investment, legal, tax, or any other form of advice.

Use of the Annuity Link ("we", "us", "annuitylink.co.uk") website ("the site") constitutes acceptance of the Annuity Link Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them.

If you don't agree to all the terms and conditions on this page, please don't use the Annuity Link site. Use of any internal or external links on the Annuity Link site constitutes acceptance of the terms on this page. If you don't agree with these terms, please exit this site by closing the browser window.

The terms "Annuity Link", "Annuity Link", "annuitylink.co.uk" encompass the Annuity Link Internet Site and Marketing Communications.

ANNUITY LINK WEBSITE TRANSPARENCY

Annuity Link is an independently owned site that acts as an advertising and marketing vehicle to attract passive annuity enquiries (from people that are proactively searching for annuities using search engines or directories on the internet). We pass on these enquiries to Retirement Solutions (UK) Ltd which is Authorised and Regulated by the Financial Conduct Authority under reference 483817. Retirement Solutions (UK) Ltd will contact the clients to provide annuity quotations from the open market. As such, the owners, webmasters and marketing professionals of this site are unable to offer financial advice. Information on this site does not constitute regulated financial advice and is intended only to provide general personal financial information. You should always consult a Whole of Market Financial Specialist before making any financial decision. Responsibility rests with the specialist to comply with the relevant regulating authorities.

Any information contained on the Annuity Link site does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this site. You should not rely on this information to make (or refrain from making) any decisions. Annuity Link UK is not responsible or liable for any financial service obtained through a 3rd party. An Annuity enquiry from this site does not constitute an offer to provide an annuity.

ANNUITY LINK AVAILABILITY OF SERVICE

Any guidance contained within this site is subject to the UK Financial Conduct Authority regulatory regime and is therefore restricted to consumers based in the UK.

We don't warrant or guarantee that the Annuity Link site will be uninterrupted or error-free.

ANNUITY LINK LINKS AND SITE CONTENT

Annuity Link does not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and don't represent an endorsement or guarantee, either expressed or implied. The Annuity Link site does not assume any liability for any of the products, services, or data of any other sites. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the Annuity Link site.

INDEMNITY

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the Annuity Link site harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this site or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS

Bearing in mind that Annuity Link is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither Annuity Link nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We don't assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Annuity Link is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use Annuity Link.

INFORMATION INDEMNITY

The user agrees not to rely on any information obtained from the Annuity Link site and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE

If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and Annuity Link irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The Annuity Link site is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

VARIATION

Whilst it is not our intention to do so, the operators of the Annuity Link Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page. We don't assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Annuity Link is not associated with other companies who own similar sounding names. Please be aware that other sites with no connection to Annuity Link may be available with misspelled versions of the Annuity Link name with derivations such as Annuity Links, Annuitie Link, Anuities Link, Anuity Link, Annuitys Link, etc.

How do we get paid?

PAYMENT

If we charge a fee or we get a commission from the provider, we will tell you how much that fee or commission will be before you complete an investment, but you may ask for this information earlier. If you choose not to proceed with our recommendation, we would make no charge.

ANNUITY LINK CONTACT INFORMATION

Please address all questions through our contact form below. Only the authorised specialists themselves can offer support through personal contact. We cannot offer phone assistance before your enquiry is allocated to an annuities consultant. You will receive a call-back from your personal specialist asap.

Free Annuity Rates and Income Drawdown Enquiry With No Obligation

Annuities and DrawdownCONFIDENTIAL: We know that your privacy is important
and we will not share your contact details.

Annuity Links

Standard Annuity Alternatives

  • Purchased Life Annuity
    Annuity Alternative: Annuity purchased with your own savings as opposed to a pension fund
  • Third Way Annuity
    Annuity Alternative: Mixture of income and capital growth benefits
  • Variable Annuity
    Annuity Alternative: Mixture of income and capital growth benefits
  • With-Profits Annuity
    Annuity Alternative: Investment linked annuity
  • Unsecured Pension
    Annuity Alternative: An unsecured pension is an alternative to an immediate annuity purchase. Unsecured pensions are sometimes also known as phased retirement or income drawdown
  • Income Drawdown
    Annuity Alternative: Income drawdown is an alternative to an immediate annuity purchase. Unsecured pensions are sometimes also known as phased retirement or unsecured pension
  • Phased Retirement
    Annuity Alternative: Phased retirement is an alternative to an immediate annuity purchase. Unsecured pensions are sometimes also known as income drawdown or unsecured pension
  • Phased Drawdown
    Annuity Alternative: Phased income drawdown allows you to draw an income from part of the pension fund leaving the rest intact with the possibility of growth

Annuity Information

  • Annuities for Smokers
    Annuity Information: Smokers can increase the amount of annuity income that they receive
  • Spouse Benefits
    Annuity Information: Your spouse, partner or dependant can be protected after your death
  • Value Protection
    Annuity Information: When you take out an annuity, if you wish, you can choose value protection.
  • Minimum Term Annuity
    Annuity Information: Annuity income is guaranteed to be paid until the death of the annuity holder, but it can also be modified to include certain options
  • Annuity Escalation
    Annuity Information: An annuity can either be paid at a fixed level or can include an escalation at 3 percent, 5 percent, or the Retail Price Index percentage
  • Open Market Option
    Annuity Information: Retirees can shop around for varying ways to convert their pension funds into an annuity or annuity alternative, as opposed to just settling for the rate offered by their pension provider
  • Why Use an Annuity Specialist
    Annuity Information: There are many important reasons why you should always seek help before buying an annuity or annuity alternative
  • Why We Don't Show Annuity Rates
    Annuity Information: The argument against unreliable annuity calculators and annuity rate tables
  • How Do We Get Paid?
    Annuity Link Information – How is it possible that an Annuity Link enquiry is free?

Pension Funds

  • Income drawdown
    Income drawdown (sometimes known as pension release) is an alternative to an immediate annuity purchase.
  • Annuity Providers
    Pension Funds: A list of possible annuity providers that could convert your pension fund into an annuity
  • Pension Types
    Pension Funds: The various pension types that can be converted into an annuity
  • Pension Providers
    Pension Funds: A list of pension providers that could be supplying the funds for your annuity

About Annuity Link

Copyright © Annuity Link - UK Pension Annuity Rates and Annuity Alternative Comparisons. Annuity Link is an advertising initiative for Retirement Solutions (UK) Ltd. Retirement Solutions (UK) Ltd is authorised and regulated by the Financial Conduct Authority. Retirement Solutions (UK) Ltd (registered in England and Wales no. 06437737) and have their registered office at Third Floor, North Wing, Metropolitan House, Station Road, Cheadle Hulme, Cheshire, SK8 7AZ. FCA Number 483817. Retirement Solutions (UK) Ltd is covered by the Financial Ombudsman Service and Financial Services Compensation Scheme - details available on request.